Legal

Copyright & Disclaimer


Copyright © 2025 Stress Less College Apps. All Rights Reserved. This document, The College Major Compass, is protected by copyright law. No part of this guide may be copied, reproduced, distributed, or transmitted in any form without prior written permission from the author or publisher, except in cases of brief quotations for educational or review purposes, provided proper credit is given.For permission requests, please contact: [email protected]

Disclaimer: No Financial, Legal, or Career Advice. The information provided in this guide is for educational and informational purposes only and should not be considered financial, legal, or professional career advice.

This document does not constitute financial planning, investment, or loan management advice. Always consult with a licensed financial advisor before making decisions related to student loans, tuition, or major selection. Career paths and job market trends are subject to change. While we have used the most recent data available, we do not guarantee specific job placement, salary outcomes, or employment opportunities. Readers are encouraged to conduct their own research and consult academic advisors, career coaches, and industry professionals before making major educational or career decisions.

The author and publisher disclaim any liability for direct, indirect, or consequential loss arising from the use or reliance on the information contained in this guide. Your education and career choices are your own responsibility. Always research, seek expert advice, and make informed decisions about your future.

Privacy

This site is owned and operated by Stress Less College Apps of 2879 Brookdale Ave, Oakland, CA 94602.

Our Privacy Policy was posted on 3 March 2025. It governs the privacy terms of our website, located at www.pdffarming.com and the tools we provide you (the "Website" or the "Service").

This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site.

We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.

Your Privacy

Our Website follows all legal requirements to protect your privacy. Our Privacy Policy is a legal statement that explains how we may collect information from you, how we may share your information, and how you can limit our sharing of your information. You will see terms in our Privacy Policy that are capitalized. These terms have meanings as described in the Definitions section below.

Definitions

Personal Data: Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

Usage Data: Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

Cookies: Cookies are small pieces of data stored on a User's device.

Data Controller: Data Controller means a natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal data are, or are to be, processed. For the purpose of this Privacy Policy, we are a Data Controller of your data.

Data Processors (or Service Providers): Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively.

Data Subject: Data Subject is any living individual who is the subject of Personal Data.

User: The User is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data.

Information Collection And Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to: Email address, Name, Address, State, Province, ZIP/Postal code, City, Cookies and Usage Data. We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.

Usage Data

We may also collect information how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies we use: session cookies (we use these cookies to operate our Service) and preference cookies (we use these cookies to remember your preferences and various settings).

Use of Data

We use the collected data for various purposes:

To provide and maintain our Service

To notify you about changes to our Service

To allow you to participate in interactive features of our Service when you choose to do so

To provide customer support

To gather analysis or valuable information so that we can improve our Service

To monitor the usage of our Service

To detect, prevent and address technical issues

To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information

Retention of Data

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.

Transfer Of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Disclosure Of Data

Business Transaction. If we are involved in a merger, acquisition or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.

Disclosure for Law Enforcement. Under certain circumstances, we may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Security Of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Legal Basis for Processing Personal Data Under General Data Protection Regulation (GDPR)

If you are from the European Economic Area (EEA), TermsFeed legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

Stress Less College Apps may process your Personal Data because:

We need to perform a contract with you

You have given us permission to do so

The processing is in our legitimate interests and it's not overridden by your rights

For payment processing purposes

To comply with the law

Your Data Protection Rights Under General Data Protection Regulation (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Stress Less College Apps aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us at

[email protected]

In certain circumstances, you have the following data protection rights:

The right to access, update or to delete the information we have on you.

The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.

The right to object. You have the right to object to our processing of your Personal Data.

The right of restriction. You have the right to request that we restrict the processing of your personal information.

The right to data portability. You have the right to be provided with a copy of your Personal Data in a structured, machine-readable and commonly used format.

The right to withdraw consent. You also have the right to withdraw your consent at any time where Stress Less College Apps relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).

Service Providers

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

Google Analytics

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page:

http://www.google.com/intl/en/policies/privacy/

Payments

We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g. payment processors).

We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.

The payment processors, gateways and CRM we work with are:

PayPal: Their Privacy Policy can be viewed at

http://www.paypal.com/webapps/mpp/ua/privacy-full

Stripe:

https://stripe.com/privacy

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us at [email protected]

Terms of Use


This site is owned and operated by Stress Less College Apps of 2879 Brookdale Ave, Oakland, CA 94602. 

WEBSITE TERMS OF USE + REFUND POLICY If you do not agree to the Terms of Use, discontinue using the site immediately!

Due to the nature of the online education industry, we have every right to protect our intellectual property to prevent people from buying, saving/downloading and then repurposing for their own commercial use.We provide as much upfront information on all our sales pages so that you understand totally what you're purchasing and if you have any questions you can reach out to us prior to purchasing at [email protected].

Due to the nature of the services, there's a strict refund policy on these.Please see specific refund policy and terms for each of our individual products (agreed upon when ticking the terms and conditions 'tick box' prior to submitting your order, which can be found on each order form):THE COLLEGE MAJOR COMPASSBy purchasing Stress Less College Apps™ The College Major Compass, you gain immediate access to the following:

The complete College Major Compass GuideBONUS 1: Access to the Stress Less College Apps Discord serverBONUS 2: College application tracker and brag sheet (Google Sheets)BONUS 3: 50% off your first live session with Stress Less College Apps WHILE TIME SLOTS REMAIN, AS DETERMINED BY THE OWNER’S UNILATERAL AUTHORITY OVER HIS AVAILABILITY

Once your purchase is complete, all materials will be available on the Thank You page and they will be emailed to you. No refunds will be made. If you experience any technical issues accessing your course materials, please contact our support team at [email protected] for assistance.

Stress Less College Apps is an independent educational consulting firm. We believe, with education, individuals can be make better decisions about their educational futures, but we do not guarantee success in our training.We do not make earnings claims, efforts claims, or claims that our training will make you any money. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited. Please see our income disclaimers for important details.Enrolling in an institution of higher education of any kind carries risk and it is possible to regret some or all of the academic choices you make, despite purchasing this guide. We make no representation regarding the likelihood or probability that any actual or hypothetical educational choice will achieve a particular outcome or perform in any predictable manner.Statements and depictions are the opinions, findings, or experiences of individuals who generally have purchased education and training.Results vary, are not typical, and rely on individual effort, time, and skill, as well as unknown conditions and other factors. We do not measure earnings or financial performance. Instead, we track completed transactions and satisfaction of services by voluntary surveys.The Company may link to content or refer to content and/or services created by or provided by third parties that are not affiliated with the Company. The Company is not responsible for such content and does not endorse or approve it. The Company may provide services by or refer you to third-party businesses. Some of these businesses have common interest and ownership with the Company.By using this site, you signify your Assent and Agreement to these Terms of Use. If you do not agree to these Terms of Use, do not use the site. Please do not proceed if you do not agree with any of these terms and conditions / disclaimers.Restrictions on Use of MaterialsMaterials in this website are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of Stress Less College Apps or of other owners used with their permission.YOU MUST BE 18 OR OLDER TO AGREE TO THIS AGREEMENT AND USE THIS SITEThis Agreement must be completed, understood and agreed to by a person over 18. If a parent or guardian wishes to permit a person under 18 to access this site, he or she should email Stress Less College Apps at [email protected] with his or her explicit permission and acceptance of full legal responsibility. If you are not yet 18 or are accessing this site from any country where this material is prohibited, please exit now as you do not have proper authorization.Database Ownership, License, and UseStress Less College Apps warrants, and you accept, that Stress Less College Apps is the owner of the copyright of the Databases of Links to articles and resources available from time to time through stresslesscollegeapps.org. Stress Less College Apps and its contributors reserve all rights and no intellectual property rights are conferred by this agreement.Stress Less College Apps grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.You agree to use information obtained from Stress Less College Apps's databases only for your own private use or the internal purposes of your home or business, provided that is not the selling or broking of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the databases (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, or is for use in your business only internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.LiabilityClients take full risk when investing in any products/services and there is no guarantee of any income generated.The materials in this site are provided "as is" and without warranties of any kind either express or implied. Stress Less College Apps disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Stress Less College Apps does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. Stress Less College Apps does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not Stress Less College Apps) assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.Under no circumstances, including, but not limited to, negligence, shall Stress Less College Apps be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Stress Less College Apps or a Stress Less College Apps authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Stress Less College Apps's total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used for information purposes only. The information contained on this website and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in our website is not all-inclusive, and is limited to information that is made available to Stress Less College Apps and such information should not be relied upon as all-inclusive or accurate.Links and MarksThe owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of Stress Less College Apps and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by Stress Less College Apps or its subsidiaries and affiliates.Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute trade names, trademarks or service marks of Stress Less College Apps or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of federal common law trademark and/or copyright laws and could subject the copier to legal action.Confidentiality of Codes, Passwords and InformationYou agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from Stress Less College Apps, and all information to which you have access through password-protected areas of Stress Less College Apps's websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.

Other Legal Stuff

These Terms of Use will apply to every access to stresslesscollegeapps.org. Stress Less College Apps reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the date of publication. Each access of information from Stress Less College Apps will be a separate, discrete transaction based on the then prevailing terms.This Terms of Use and the license granted may not be assigned or sublet by You without Stress Less College Apps's written consent in advance.These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the US, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.To the extent you have in any manner violated or threatened to violate Stress Less College Apps and/or its affiliates' intellectual property rights, Stress Less College Apps and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the United States, and you consent to exclusive jurisdiction and venue in such courts.Any other disputes will be resolved as follows:If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Oakland, CA. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.TerminationThese Terms of Use agreement are effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all stresslesscollegeapps.org site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at Stress Less College Apps's sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other stresslesscollegeapps.org site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc. Earnings Disclaimer: Any earnings and income representations made by Stress Less College Apps, stresslesscollegeapps.orgThis website is not a part of the Facebook website or Meta Platforms Inc. Additionally, this site and product is not endorsed by (nor affiliated with) Facebook Or Meta Platforms Inc. in any way. Facebook is a registered trademark of Facebook Inc.Any sales figures referenced are my personal sales figures, or those of our most exceptional clients. Please understand my results are not typical, I'm not implying you'll duplicate them (or do anything for that matter). I have the benefit of practicing online marketing for 14+ years, and have an established following as a result.The average person who buys any online marketing information gets little to no results. We are using these references for example purposes only. Your results will vary and depend on many factors ... including but not limited to your background, experience, and work ethic.All results stated above are not typical, I'm not implying you'll duplicate them (or do anything for that matter). Any of my strategies and case studies are only estimates of what is possible. There is no assurance you'll do as well or even close to as well as I have done or other clients.Results are based on many factors including luck, hard work, effort and years of hard work. We have no way of knowing how well you will do, as we do not know you, your background, your business model, or your work ethic etc. Therefore, we do not guarantee or imply that you will get better results or earn more money, that you will do as well, especially if the techniques are never implemented. If you rely upon our figures; you must accept the risk of not doing as well as we are a large established business developer over many years of research and work.All products and services are for educational and informational purposes only. Use caution and seek the advice of qualified professionals. Check with your attorney, accountant or professional advisor, before acting on this or any information and ensure you are within all advertising and legal regulations. If advice concerning legal or related matters is needed, the services of a fully qualified professional should be sought out before any action is taken.All our information, products, and services are not intended for use as a source of legal or accounting advice. You should be aware of any laws which govern business transactions or other business practices in your country and state as they can differ greatly.The Information on this website and provided from or through this website is general in nature and is not specific to you the user or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented in this video without undertaking independent due diligence and consultation with a professional broker or financial advisory. You understand that you are using any and all Information available on or through this video at your own risk.Users of our products, services and web site are advised to do their own due diligence when it comes to making decisions and all information, products, and services that have been provided should be independently verified by your own qualified professionals. Our information, products, and services on Stress Less College Apps websites should be carefully considered and evaluated, before reaching a decision on whether to rely on them. You agree that our company is not responsible for the success or failure of your decisions relating to any information presented by us.Testimonials are not typical of all of the company's students. Backgrounds, educations, experiences for most participants are different. These are examples of individuals who have used the services, not guarantees of results. Your results may vary.All business entails risk as well as massive and consistent effort and action. If you're not willing to accept that, please DO NOT attempt to work with us. Thanks for stopping by now.Email [email protected] for questions, queries and concerns.

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